📱 Loans for Smartphones & Tech

Upgrade to the latest iPhone, Samsung Galaxy, or Google Pixel without breaking the bank. Finance your tech with flexible monthly payments.

📱 Tech Financing

Upgrade Your
Mobile Life

In today's world, your smartphone is your lifeline - it's how you work, connect, create, and stay informed. But with flagship phones costing $1,000 or more, upgrading can feel out of reach. That's why we're here to help.

With a ZipCoApply personal loan, you can get the latest smartphone technology and spread the cost over comfortable monthly payments. No more waiting for contract deals or settling for older models. Get the phone you want, when you want it.

✓ Latest flagship phones

✓ Tablets and iPads

✓ Accessories included

✓ Unlocked devices

Get Funded for Tech →

Young man excitedly unboxing new smartphone

🔥 Popular Devices

What Tech Lovers Finance

From the latest iPhones to Android flagships, here's what customers are buying.

🍎

iPhone Series

iPhone 15 Pro Max, iPhone 15 Pro, iPhone 15, and all the latest Apple devices

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Samsung Galaxy

Galaxy S24 Ultra, Z Fold, Z Flip - Samsung's cutting-edge lineup

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Google Pixel

Pixel 8 Pro and the purest Android experience with AI features

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Tablets & iPads

iPad Pro, iPad Air, Samsung Tab - bigger screens for work and play

💰 Payment Examples

See What Your Upgrade Could Cost

Budget Phone Upgrade

$800

6 months: ~$143/month

12 months: ~$76/month

POPULAR

Flagship + Accessories

$1,500

12 months: ~$142/month

18 months: ~$97/month

Full Tech Setup

$2,500

18 months: ~$161/month

24 months: ~$127/month

*Based on 24.99% APR. Your actual rate may vary based on creditworthiness.

Why Finance Your Phone With Us?

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Buy Unlocked

No carrier contracts. Buy unlocked and use any carrier you want.

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Shop Anywhere

Apple Store, Best Buy, Amazon - funds go to your account for any purchase.

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Get Accessories Too

Cases, chargers, AirPods - include everything in one loan.

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Fast Approval

Get approved in minutes and funded as fast as same day.

Smartphone Loan FAQs

It depends on your situation. Carrier financing often requires a contract and may have restrictions on the phone. With our personal loan, you get cash to buy an unlocked phone from anywhere, giving you freedom to switch carriers anytime. Plus, you can include accessories and other purchases in the same loan.

Yes! Once approved, funds are deposited directly into your bank account. You can use them to buy from Apple.com, Samsung.com, Best Buy, Amazon, or any retailer. The choice is completely yours.

Absolutely! Many customers include cases, screen protectors, AirPods, chargers, and other accessories in their loan amount. Calculate everything you need and apply for that total - it's easier than making multiple purchases.

Ready to Upgrade Your Phone?

Get the latest smartphone technology with payments that fit your budget. Apply now!

Apply for Phone Financing →